Understanding Your Credit Rating
Ever wonder just what lenders look for in determining whether you qualify for a mortgage? This section details the four c's of "credit-worthiness" as seen through the eyes of a mortgage broker; your credit, capacity, collateral, and character.

Traditional vs. Pre-Approved Mortgages
While most home buyers use the more traditional method of trying to obtain a mortgage after drafting an offer for a home, there is a better alternative available to most people - the pre-approved mortgage.

Different Types of Mortgages
Not sure what home loan options are available to you? Read the differences between the three most common types of mortgages, the fixed rate mortgage, the adjustable rate mortgage and balloon mortgages.

Illinois Mortgage Lenders Directory
Click here for a comprehensive directory of different mortgage lenders in the Illinois area.